![]() ![]() Track your expenses by making a list of each and you’ll be surprised to find out how much money you’re wasting on things you don’t really need.īelow is your guide to budgeting your 15k salary by listing all your expenses (mandatory and voluntary expenses) such as rentals, utilities, groceries, transportation, load allowance, and more. You need to have a solid understanding of your expenses so you can figure out where your money is going. Make a list of your expenses versus your income.įirst, let’s start with the basics. It’s a matter of influencing your thoughts with your actions to make proper budgeting of 15k salary possible. Thus, your mindset towards money will tell you how to budget your 15k salary and make it enough to suffice all your needs. The way people view money depends on their upbringing and daily habits. So how does one squeeze in all the expenditures without living paycheck to paycheck? One way is by adjusting your money mindset. For some people, it’s a challenge to budget such income because it’s just enough for a living. Modify your financial mindset.Ī salary of 15k isn’t a lot of money. ![]() Here’s how to make your 15k income enough to suffice your expenses. Therefore, avoid impulse purchases and resist the urge to overspend.Īre you earning a 15,000 salary in the Philippines? How’s your budget going? Is it enough or are you having difficulty stretching it to cover all of your expenses? Indeed, overspending can mess out your budgeting. Truthfully, the most common reason why you’re out of the budget is overspending on what you don’t really need. It’s advisable to track your spending to avoid unnecessary expenses like excessive dining out or too much leisure. One way of doing this is to keep a record of all your bills such as your rent, utilities, internet, insurance premiums, and all other monthly payables you need to pay. Managing your budget is being cautious that every peso counts. Read more about these budgeting methods here.
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